Live-In Partner of 12 Years Is Still Married with 2 Kids: Advice
The Ramsey Show HighlightsApril 23, 20254 min68,460 views
9 connections·10 entities in this video→Unraveling a Complex Relationship
- 💔 Ava has been with her partner for 12 years, has two young sons, and they own a home together, but he is still married to someone else.
- ⚠️ She is on Baby Step 2 of the debt-elimination plan, with $23,000 left on a car loan, and earns $42,000 annually, while her partner earns $55,000.
- 💍 Ava wants to marry her partner, but he refuses, and he also refuses to divorce his current wife because he doesn't want to pay for it.
Financial and Legal Risks
- 🏠 The couple owns a house valued at $450,000 with a $200,000 mortgage.
- 🚫 The partner refuses to make a will, which the speaker interprets as a sign of not caring about Ava's future security.
- 🛑 Ava has paused her debt-reduction efforts to save money in case she needs to move out, feeling she has no other option.
Expert Advice and Next Steps
- 🗣️ The speaker strongly advises Ava to leave the situation, stating she should have never moved in, had children, or bought a house with a married man.
- ⚖️ It is recommended that Ava immediately consult an attorney to discuss custody, selling the house, and establishing child support.
- ⚠️ The situation is described as a "business transaction gone wrong" with a man who "does not care about you. Period. Cares about himself."
- 🤝 Ava is encouraged to assemble a team of professionals, including attorneys, real estate agents, and financial advisors, to advocate for her best interests.
A Cautionary Tale
- 🚨 The situation serves as a warning to others about the consequences of playing house and the potential for significant harm when relationships are not built on a solid, legal foundation.
- 🧩 Untangling the financial and legal mess, including home ownership and potential child support, is expected to be a difficult and complex process.
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Transcript16 segments
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What’s Discussed
Live-in relationshipsUnmarried partnersMarried partnersChild supportCustodyDebt eliminationBaby StepsMortgageWillDivorce proceedingsFinancial ruinLegal adviceReal estateAsset division
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