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Grandfather's $92K Surgery Bill Resolved After Health Insurance Mix-Up

Eyewitness News ABC7NYMay 5, 20252 min637 views
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Unexpected Heart Surgery and Bill

  • 🩺 A 61-year-old HVAC contractor from Staten Island experienced shortness of breath and discovered a heart blockage.
  • πŸ’‘ He underwent a life-saving surgery to have a stent placed, which was successful.
  • πŸ’Έ Following the surgery, he received a bill for $92,000, which caused him significant distress.

Insurance Policy Conflict

  • πŸ₯ Peter had both private health insurance and supplemental Medicare coverage.
  • πŸ”„ His private insurer initially paid the hospital but later reversed the payment, claiming they were not the primary payer.
  • πŸ“ The secondary insurer then refused to pay, stating they were also not the primary payer, leaving Peter stuck between both policies.
  • πŸ“‰ This insurance dispute led to his appeals being denied and forced him to retire while fighting the claim.

"7 On Your Side" Intervention

  • πŸ“’ Peter, having seen the results "7 On Your Side" achieved for others, reached out for assistance.
  • 🀝 The news team contacted both of Peter's insurance plans.
  • ⚑ Within 24 hours, the primary insurer, Etna, stepped up and agreed to cover the majority of the surgery bill.
  • βœ… His secondary insurer, Emblem, covered the remaining balance, resolving the $92,000 patient portion of the bill.

Resolution and Relief

  • πŸ™ Peter described the resolution as a "miracle of God" and expressed immense relief from the anxiety he had experienced for a year.
  • πŸ’¬ Both Etna and Emblem stated they were proud to partner with "7 On Your Side" and committed to accurate member coverage, happy to work towards a smooth resolution.
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What’s Discussed

Health InsuranceMedicareSurgery BillInsurance Mix-UpStent PlacementMedical BillingInsurance ClaimsAppeals ProcessConsumer ProtectionHealthcare Costs
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