The Arrest at the Bank

• 🏦 The narrative begins with Gary Sullivan being detained by sheriff's deputies at a bank, initially mistaking the situation for an FBI investigation.
• 🕵️ A detective arrives, informing Sullivan that Wachovia Bank filed a complaint regarding multiple mortgages on his house, unaware of the true extent of his financial dealings.
• 🏠 Sullivan clarifies he had six or seven mortgages, not just three, and questions the legality of having multiple first mortgages, a concept the detective struggles to grasp.

Navigating the Investigation

• 📞 The detective contacts the head of Wachovia's fraud department, who expresses disbelief that Sullivan could have multiple first mortgages, as they are typically recorded sequentially.
• 🚗 Sullivan explains he went to three different banks to secure the mortgages, including a first mortgage from Wachovia, a second from Rock Mortgage, and a HELOC from SunTrust.
• 💰 He also discusses cashing checks for his labor company employees, primarily immigrants, to help them avoid high check-cashing fees, a practice deemed acceptable by the detective.

The Fake ID and Near Escape

• 📄 The detective questions Sullivan's ID, noting it starts with '0000,' characteristic of South Carolina IDs, but Sullivan implies it's a fake from California.
• 🚨 Despite initial suspicion, the detective confirms Sullivan's ID is real and issued by South Carolina, and that he has no outstanding warrants through NCIC, though he does have prior prostitution charges.
• 🚗 Sullivan is released and advised to follow the detective, later driving to two more banks to withdraw cash before heading back to Charlotte.

Life on the Run and Betrayal

• ✈️ After fleeing to Houston, Sullivan packs his belongings into a U-Haul and moves them into storage, separating from his girlfriend, Becky, who is described as bipolar and unstable.
• 💰 An argument ensues over their shared money, with Becky eventually agreeing to give him $100,000, a fraction of the total.
• 🚗 Sullivan drives the U-Haul back to Charlotte to retrieve his car, only to be spotted by apartment complex employees who alert the US Marshals.

The Final Capture and Australia Plan

• 🏃‍♂️ Sullivan attempts to flee but is apprehended by US Marshals outside a Starbucks.
• 🏠 He later assumes the identity of Joseph Marian Carter Jr., obtains a new driver's license, car, and apartment in Nashville, and begins buying and refinancing properties, borrowing $3.5 million.
• 📰 His girlfriend's friend contacts the Secret Service after seeing an NBC News special about him, leading to his eventual capture.
• 🇦🇺 Sullivan had planned to move to Australia, believing their immigration system wouldn't require an FBI fingerprint check, but his plan was thwarted by his capture.