Family Demands Co-Sign for Sister's Mortgage; Identity Theft and Grandma's Deception Emerge

Family Pressure and Financial Betrayal

• 🏠 OP refused to co-sign their sister's mortgage after parents pressured them, citing OP's strong credit score and financial stability.
• 💔 OP felt betrayed as parents had already made an offer on the house without consulting them, creating a guilt-tripping situation.
• 💸 The situation escalated when OP discovered a credit card opened in their name by their parents, used for household expenses over several years.
• 🚨 This discovery led OP to take drastic measures, including freezing credit, moving out of state, and severing financial ties with their family.

Escalating Deception and Legal Action

• 📜 A year later, OP faced a new crisis when a deed of trust appeared with their name as co-borrower, using a forged signature and a notary who verified via FaceTime with a photo.
• 🕵️‍♀️ OP took immediate action by filing police reports for identity theft and forgery, a notary complaint, an FTC affidavit, and a fraud packet to the lender.
• ⚖️ OP also retained a lawyer and sent a cease and desist to their parents, emphasizing that any loan collapse due to stolen identity is their responsibility.

Grandmother's Deception and Custody Battle

• 👶 In a separate story, OP returned after a year of hospitalization for medical reasons to find their son calling their mother "Mommy."
• 🗣️ The grandmother admitted to telling the 3-year-old she was his mother while OP was away, causing significant distress and confusion.
• 🚫 OP prohibited the grandmother from seeing the child due to this deception and the grandmother's subsequent insults.
• 🏠 After therapy for the son and considering reconciliation, an incident where the grandmother broke into OP's home to take the child led OP to seek a restraining order and further legal action.
• 👨‍👦 The son's father is absent, and OP is focused on their son's well-being and their own recovery, while the grandmother faces legal consequences.