Divorcee's Husband Commits Identity Theft Against Children

Financial Misconduct During Divorce

• ⚠️ A caller is going through a divorce and discovered her husband took out credit cards in their children's names, accumulating significant debt.
• 💰 He also emptied his retirement account to pay off this debt, which he incurred using his children's identities.

Legal and Ethical Ramifications

• criminal fraud and identity theft are illegal, especially when committed against one's own children.
• ⚖️ The speaker strongly advises against signing any paperwork that absolves the husband of wrongdoing, suggesting instead that legal action be taken.

Protecting Children's Credit

• 💡 It is possible to pull and freeze credit reports for children, even when they are minors.
• 🛡️ Freezing credit reports can prevent future fraudulent activity, such as the husband opening new credit lines in the children's names.
• 🔍 The caller is urged to pull her children's credit reports to ascertain the current status of the fraudulent accounts.

Trust and Deception

• 🤥 The speaker emphasizes that anything the husband says should not be trusted, as he has demonstrated a pattern of deception and criminal behavior.
• 🚩 His verbal statements should be disregarded in favor of factual evidence and observable behavior.

Recommended Actions

• 🗣️ Advise the caller to consult her lawyer and inform them of the situation.
• 🚓 Consider filing a criminal report against the husband for identity theft and fraud.
• 🚫 Ensure the husband has no further unsupervised contact with the children due to his actions.