Brooklyn Family's Home Invaded by Raccoons Due to Neighbor's Unfinished Construction

Raccoon Infestation from Construction Site

• 🌃 A Brooklyn family discovered raccoons nesting in their ceiling after a neighbor's construction site was left exposed for months.
• 🏗️ The issue began in 2022 when construction started at a neighboring property, but a stop work order left the house vacant and incomplete.
• 🚪 Holes in the unfinished property became an access point for raccoons, leading to an infestation in the Zlovski family's ceiling.

Legal and Repair Challenges

• 🏠 The homeowner, Alice Anne Gentry Zlovski, repeatedly asked her neighbor to secure the holes, but no action was taken.
• ⚖️ In 2023, a judge ruled that the neighbor had to fix the issue, but attorneys for the property owner did not respond to requests for comment.
• 🛠️ The Zlovskis hired exterminators to remove the raccoons, but the damage, including chewed materials and loss of insulation, remains.

Insurance Claim Denial

• 📄 The family's homeowner insurance company, Amguard, denied their claim for repairs.
• 🚫 The denial cited policy exclusions for nesting, infestation, or waste products from animals.
• 💼 A public adjuster noted that raccoon damage is complex and often difficult to address, emphasizing the importance of early intervention.

Ongoing Concerns

• 🔥 The family is concerned about fire risks due to the damage and lack of insulation.
• 💧 They are seeking to clean up the damage and restore their home, which has been significantly impacted by the raccoon infestation.