Client Shocked by Low Credit Score and Identity Theft Concerns on Maxxed Out

Annual Credit Report Check

• 💡 Financial coach Leah Collins recommends checking your credit report at least once a year.
• 🎯 A key benefit of this annual check is to ensure you haven't been a victim of identity theft.
• 🔍 If suspicious accounts are found, they can be disputed with credit bureaus and creditors.

Client's Credit Score Revelation

• 📌 The client, who has a total debt of approximately $40,000, anticipated her credit score to be low.
• 📉 Upon checking, her score was revealed to be 558, which she described as "poor."
• ⚠️ This score was a significant shock, as she had previously been in the "700s."
• 🤯 The client expressed disbelief, stating, "The numbers ain't making sense to me in my head anymore."